Strong Customer Authentification (SCA) Stripe - Impact?

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1

Hi,
there will soon be a big update on stripe with the implementation of SCA strong authentification, with a deadline in September: Strong Customer Authentication.
Do you have more information regarding the implementation by Clickfunnels/Funnelish ?
What do you think will be the consequence? Will we be able to continue using upsells for example?

Thank you,
Thibault

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2

Hi @thibs,

Really good timely question, we’ve been looking into it since Funnelish itself is working on Funnelish Pay that has stripe directly integrated into it. Generally it won’t affect how your funnels work. and the recent updates that both CF and Funnelish made a week ago were in order to update every funnel in their platform and ours, to make them ready for that update when rolled out, now CF uses integrated Stripe forms which are more up to date with the conventions.

I don’t think Upsells will be affected, and mostly countries or banks (mainly in Europe) that require 3D Authentication will be affected, but not in any major way, sales will still be processed the same way.

Hope that helps :wink:

3

Thanks a lot for the prompt answer Samantha, very much appreciated :slight_smile: Great to see that both funnelsh and CF are already taking the measures :slight_smile:

Some additional doubts:

  1. The SCA will be implemented only for European users or worldwide ?
  2. Will be implemented from September 14 or before?
  3. What will be the flow for upsell? A 3d secure popup will appear, when the user click the upsell button asking him to digit some numbers? This should probably impact Conversion rates significantly, right?

Thank you again
Thibault

4

Hey :waving_hand: I know this is an older thread, but just adding this here in case anyone looking for an updated context.

Strong Customer Authentication (SCA) and 3D Secure (3DS) are now fully implemented and are part of standard payment flows, especially for European cards and banks.

In most cases, this doesn’t block payments, but it can introduce an extra authentication step depending on the bank and risk level of the transaction.

Regarding upsells, they can still work, but behavior depends on the payment gateway and how authentication is handled. Some transactions may go through frictionlessly, while others may require additional verification.

Also, if this setup involves ClickFunnels, just a heads up that those plugins have been deprecated and are no longer maintained, so newer implementations rely on current integrations like Funnelish Pay and supported gateways.

Overall, SCA is now part of normal payment processing, and most modern gateways are already optimized to handle it with minimal disruption.

If you have questions about a specific setup, feel free to reach out to [email protected] or through the bubble chat inside your dashboard and we’ll be happy to help.